How a Santa Monica Insurance Disability Lawyer Can Help
1. They Can Protect You Against Bad Faith
Bad faith is a term that describes any instance wherein an insurance company fails to pay out on a policy that they have sold to a customer. Unfortunately, instances of bad faith are common among all different types of insurance are fairly common. Insurance companies may find ways to confuse their customer or intentionally make the criteria for receiving funds difficult and time consuming. Insurance companies may take advantage of a sick or injured person by relying on their inability to adequately file a claim. A Santa Monica insurance disability lawyer can help protect you from bad faith and ensure that all funds due to you are awarded.
2. They Can Navigate Through Tedious and Confusing Paperwork
Whether you are filing a claim through the Social Security Administration or through an insurance company, there will likely be a number of tedious documents and other “hoops” for you to jump through. This is particularly trying if you are dealing in tandem with the time consuming and often frustrating process of navigating through hospital stays and medical billing departments. An attorney is very familiar with the paperwork that must be filed in order to move a claim forward and can relieve you of the burden of wading through documents on your own.
3. They Are Available To Answer Your Questions
Knowledge is always power, especially when dealing with a large agency such as an insurance company. When you are faced with legal documents or letters that contain terminology or phrases that you do not understand, having a resource available to clarify things for you can arm you with the information you need to make the best decisions for yourself and your family and can help protect you from being exploited.
4. They Are Not Intimidated By Other Attorneys
In the event that you have a disagreement with your insurance company, your insurance company will likely enlist the help of the attorney they have retained for their benefit. It can be very intimidating for one individual to engage in discourse with a powerful attorney and without the support of an attorney of your own, you may feel pressured to make decisions that you do not feel comfortable with. A Santa Monica insurance disability lawyer can go head to head with another attorney to engage in equitable discourse.
5. They Save You Time
When you are injured to such a degree that you are out of work, your first priority is, off course, returning to health. Whether you have sustained a physical injury and are undergoing physical therapy or have been the victim of a brain injury, you are likely visiting the doctor often and resting as much as you can so that you can eventually return to work. The stress, anxiety, and time commitment associated with receiving disability payments on your own can be very tiring and may even delay your recovery. An attorney helps you focus on yourself and your health.
6. They Stick To Important Deadlines
One way that many insurance companies avoid paying out on policies is by setting deadlines that they hope will not be met by policyholders. An attorney makes sure that all deadlines and other requirements are fully met on your behalf.